Am I just getting cold feet? Or am I stepping back and really thinking about this. I’ll be paying around $1000 a month for the next 30 years… I don’t know if I want to do that. I want to retire and enjoy life and do things. Not tomorrow of course, but in a few years. There’s no way I can make that kind of a mortgage payment on retirement income especially if I put most of my 401K into the down payment.
Dennis “patched” the roof on my house today. You should have heard him!! He fussed and cussed and fumed “No wonder it leaks – I’m surprised there’s a roof at all…” just kept on and on. SOOOO – this roof is a disaster. Apparently they stripped the asphalt shingles and felt off and just screwed the tin to the wood. While he had the tin section off, he took me in and had me look up through the hole in the ceiling where the chimney was. I could see blue sky! He put the felt over it and caulked the places he knew were really bad. Told me if I was planning to stay in this house, I need a new roof within a couple years. Then he put insulation over the hole in the ceiling so I don’t lose all my heat/cool through the roof. And we’ve been living with it like this for 15+ years.
Now what to do? Sit back and think for a day or 2? Or just go into a “fraidy-coma” and do nothing.